Financing Your Education

Office of Financial Aid

308 West Quad Center
Brooklyn College
2900 Bedford Avenue Brooklyn, NY 11210
Telephone: 718.951.5051
Fax: 718.951.4778
E-mail: finaid@brooklyn.cuny.edu
Website: https://www.brooklyn.edu/admissions-aid/financial-aid-scholarships/

The Office of Financial Aid assists eligible students with the obtaining federal and state student financial aid. These financial aid programs are used to help students meet expenses such as tuition, fees, books, and other costs related to higher education. The Office of Financial Aid assists and educates students in understanding their eligibility and in navigating the student aid process.

The types of financial aid for undergraduate study administered by the Office of Financial Aid at Brooklyn College are:

• Federal and state grants (such as, but not limited to, New York State TAP and Federal Pell)

• Federal Work-Study

• CUNY-specific scholarships

• Federal Direct subsidized and unsubsidized loans

• Private alternative educational loans

A Note About Scholarships

The Scholarships Office administers Brooklyn College–specific scholarship programs. More information about this type of aid can be found below under the “Types of Aid” section. For information regarding the Brooklyn College scholarship application and opportunities, contact the Office of Scholarships, 718.951.4796.

Establishing Eligibility—Applying for Aid

Eligibility for federal student financial aid is determined by filing the FAFSA (Free Application for Federal Student Aid). The FAFSA should be filed as soon as a student plans to attend Brooklyn College. Students do not need to wait to be admitted to file the FAFSA. Certain federal financial aid programs have a limited allocation from the federal government, so students are encouraged to file early to improve the possibility of being considered for federal supplemental financial assistance. To receive federal or state student financial aid, they must meet and maintain certain academic, state, and federal eligibility requirements and academic progress standards.

Students who are defined as New York State residents according to the New York State Higher Education Services Corporation (HESC) should also file a New York State TAP (Tuition Assistance Program) application to be considered for state financial aid programs.

How to Apply and Other Information Resources

Detailed information on various student financial aid programs and how to apply is available on the Financial Aid webpage.

International Students

International students should contact the Office of International Student and Scholar Services, 718.951.4477.

Financial Aid Services and Locations

Enrollment Services Center (ESC), Lobby, West Quad Center

The ESC is a point of in-person financial aid general inquiries and certain documents that cannot be submitted electronically. Check the ESC website for updates.

Virtual Financial Aid Office

The Office of Financial Aid also operates a Virtual Financial Aid Office through Zoom to assist students with general inquiries. Check the website for hours and instructions for how to access the Virtual Financial Aid Office.

Financial Aid Advisement Services 217-218 West Quad Center

Financial aid advisement is available by appointment only. Advisement services are reserved for special circumstance counseling and financial aid planning. All general inquiries, troubleshooting your CUNYfirst financial aid record, and questions about the financial aid process should be referred to the ESC or Virtual Office.

Available financial aid advisement service options are:

• financial aid planning for each year and academic level;

• students with special circumstances for federal aid;

• students completing a TAP waiver;

• students with questions about the effect of withdrawing from courses on their financial aid eligibility; and

• students who are not meeting SAP and need additional assistance with the appeal process.

Undergraduate students in the following programs have an assigned financial aid adviser:

• Macaulay Honors College

• SEEK

• New York State Excelsior Scholarship

Students who are not in one of these programs and do not have an assigned adviser can schedule an appointment to see any available financial aid adviser. Students who would like to speak with an adviser about a special or unusual circumstance related to their FAFSA must submit the appointment request form available on our Forms and Document Submission webpage.

To schedule an appointment with a financial aid adviser:

1. Log in to the Navigate Student mobile app or desktop using your CUNY login (Firstname.Lastname + last two digits of your EMPLI ID). (The first time that you log in, you will be prompted to fill out a questionnaire.)

2. Go to “Schedule an Appointment.”

3. In the app, tap “Appointments” and then “Schedule an Appointment.” In the desktop version, just click “Schedule an Appointment.”

4. Select your appointment type (Financial Services and Financial Aid).

5. Select the type of service that best reflects the service you are seeking.

6. Choose from the available days and times and schedule/confirm your appointment.

Additional instructions are available in the Brooklyn College Navigate Appointment Scheduling Guide.

FAFSA and TAP Workshops

The Student Financial Services office provides financial aid filing workshops to assist students and families in applying for federal and state financial aid programs.

Additional Financial Aid Resources Available Online

The Office of Financial Aid offers the following online resources to assist students 24/7:

• Financial Aid TV (FATV)—Financial aid videos provide answers to questions 24/7.

• Financial Literacy Counseling Center—Self-paced video sessions to help students learn about managing finances, credit, and more.

• Dynamic Forms—Most forms at the Office of Financial Aid are electronic and can be submitted online through the Dynamic Forms platform. This allows students to submit documents 24/7 and without having to visit the campus.

The following estimates of the costs of the current academic year may help students determine if they need assistance. The estimates are based on full-time study (12 credits) for New York State residents while attending school for a nine-month budgeted year or the fall and spring semesters. Please note that a student’s budget can increase or decrease based on semester (summer, fall, winter, and spring) enrollment status and other individual circumstances.

Cost of Attendance

The following cost estimates of the current academic year may help students determine how much assistance they may need. These cost estimates are based on the following assumptions that the student:

• is enrolled for full-time study (12 credits) per term, and

• is enrolled for nine months, which is the period of time for the fall and spring semesters combined (two terms).

Note that a student’s cost of attendance budget can increase or decrease based on enrollment status and other individual circumstances.

Students living with parents

Students living away from parents

Adjustments to a student’s cost of attendance budget can be considered by the Office of Financial Aid on a case-by-case basis. Additional information is available on the Office of Financial Aid webpage.

Establishing Eligibility and FAFSA Verification

The U.S. Department of Education selects a certain percentage of FAFSA forms for review. This is called FAFSA Verification. If your FAFSA record is selected for verification, or you need to submit other documentation to confirm your eligibility for federal student financial aid, you will see this information in the comments section of your FAFSA Submission Summary (FSS). You will also see a “Verify My FAFSA” To Do List item in your CUNYfirst Student Center. Log in to CUNYfirst and follow the instructions to submit the necessary documents to complete the process. No federal financial aid will be disbursed until your FAFSA verification has been completed. Sometimes aid eligibility will change as a result of the FAFSA verification process, so the estimated aid on your financial aid package is not final until FAFSA Verification is completed.

Types of Aid

• Federal/State Grant: money awarded by the federal or state government that you do not need to pay back.

• Loan: money you borrow now and pay back later with interest.

• Work-Study: money you earn by working at an approved Brooklyn College or CUNY work-study job site. Scholarship: a type of grant awarded by the college or

  university or third party based on merit and/or financial need.

Federal Grants

Federal Pell Grant

Federal Pell Grants are available to eligible matriculated first-degree undergraduate baccalaureate students only. The amount of the award is determined by the student’s enrollment status, Student Aid Index (SAI), and approved award amount per year, as determined by the U.S. Congress. It can be used to pay for tuition or other education-related expenses if tuition is already paid for by other means. Students can receive the Federal Pell Grant for no more than 12 full-time semesters (approximately six years if enrolled full-time or its part-time equivalent). This is called a student’s Pell Lifetime Eligibility Usage, or LEU. Pell awards are subject to change due to individual SAI and enrollment status.

Year-round Pell: The Federal Pell Grant Program allows eligible students to receive up to 150% of the student’s scheduled Federal Pell Grant, which can be used to assist with attending summer courses.

Federal Supplemental Education Opportunity Grant (FSEOG)

Federal Supplemental Education Opportunity Grants provide between $100 and $4,000 to matriculated undergraduate students who demonstrate exceptional need as determined by their EFC. Eligible students must be enrolled for at least six credits and be eligible to receive at least one qualified Pell disbursement during the academic year. Funds for this grant are finite and, therefore, even if eligibility requirements are met, receipt of an award is not guaranteed.

Federal TEACH Grant Program

The TEACH (Teacher Education Assistance for College and Higher Education) Grant is offered only to students who are matriculated in a TEACH Grant eligible program. To be considered for this federal student financial aid program, you must:

• meet the basic eligibility criteria for the federal student aid programs,

• complete the Free Application for Federal Student Aid (FAFSA) form,

• be enrolled as an undergraduate, postbaccalaureate at a school that participates in the TEACH Grant Program,

• be enrolled in a TEACH Grant–eligible program,

• meet certain academic achievement requirements (generally, scoring above the 75th percentile on one or more portions of a college admissions test or maintaining a cumulative GPA of at least 3.25),

• receive TEACH Grant counseling that explains the terms and conditions of the TEACH Grant service obligation, and

• sign a TEACH Grant Agreement to Serve.

Students not yet admitted into an approved degree program do not qualify for the TEACH grant.

The TEACH Grant Agreement to Serve explains the terms and conditions for receiving a TEACH Grant:

• You must serve as a full-time teacher for a total of at least four academic years within eight years after you complete or otherwise cease to be enrolled in the program(s) for which you received TEACH Grant funds.

• You must perform the teaching service as a highly qualified teacher at a low-income school or educational service agency.

• Your teaching service must be in a high-need field.

• You must provide ED with documentation of your progress toward completing your service obligation.

• If you do not meet the requirements of your service obligation, all TEACH Grants you received will be converted to Direct Unsubsidized Loans. You must repay these loans in full, with interest charged from the date of each TEACH Grant disbursement.

More information about the TEACH grant is available on the Federal Student Aid webpage. For information about eligible programs, contact the Brooklyn College School of Education.

New York State Grants

New York State Tuition Assistance Program (TAP) —Full-Time and Part-Time

This New York State grant is available to qualified undergraduate full-time matriculated students. There are also certain degree and progress/pursuit requirements that need to be satisfied to remain eligible.

Eligibility

To be eligible for TAP, an applicant must:

• be a legal resident of New York State and have resided in the state for 12 continuous months;

• be a U.S. citizen or eligible noncitizen;

• have graduated from high school in the United States, or earned a high school equivalency diploma by passing a Test Assessing Secondary Completion (TASC) formally known as a GED, or passed a federally approved “Ability to Benefit” test as defined by the Commissioner of the State Education Department;

• study at an approved postsecondary institution in New York State;

• be matriculated in an approved program of study and be in good academic standing with at least a C average as of the fourth semester payment;

• be enrolled as a full-time student taking 12 or more credits applicable toward the degree program, per semester;

• be charged at least $200 tuition per year;

• meet income eligibility limitations;

• not be in default on any state or federal student loans and not be in default on any repayment of state awards; and

• be in compliance with the terms of any service condition imposed by a New York State award.

Credit-bearing courses in the student’s minimum full-time course load (12 semester hours or the equivalent) must consist of courses applicable to the student’s program of study as a general education requirement, major requirement, or elective as described in this Bulletin. Electives are acceptable when taken in accordance with published degree requirements. A student may take courses not applicable to a degree in a given semester as long as the course work is above the minimum full-time requirement of 12 credits. Undergraduate students may receive up to eight TAP payments for eight semesters; SEEK or approved five-year program students may receive up to ten TAP payments for 10 semesters.

To receive each TAP payment, a student must:

• meet the eligibility requirements outlined above,

• have completed a specific number of credits in the previous TAP semester,

• have accumulated a specific number of credits toward his or her degree,

• maintain a specific minimum grade point average,

• have declared a major by the time he or she completes 60 credits, and

• meet specific academic standards.

Students’ academic progress and pursuit requirements will be evaluated depending on when they received their first TAP payment and whether they are in a remedial program.

Academic Eligibility Requirements

• Have a U.S. high school diploma or equivalent (GED, TASC), or passed a federally approved ATB exam

• Attend an approved college (such as Brooklyn College)

• Be enrolled in an undergraduate degree-granting program of study and maintain good academic standing

• Transfer students who are transferring with at least 60 credits must declare a major in their first semester before the published deadline. Consult the academic calendar for the deadline.

• Be a first-time college student as of fall 2006 or thereafter and enrolled for at least six credits but fewer than 12 credits applicable to your program of study to be eligible for part-time TAP.

• Be enrolled in at least 12 credits applicable to your program of study to be eligible for full-time TAP.

• Be charged at least $200 in tuition per year.

Income Limit Requirements

• $125,000 or less net taxable income (NTI):

  • If you are a dependent undergraduate student within a household earning under the income limit, or

  • If you are an independent student (married or single) with tax dependents, or

  • If you are a student who qualified as an orphan, foster child, or ward of the court at any time since the age of 13.

• $60,000 or less net taxable income (NTI): If you are an independent student (married) without tax dependents.

• $30,000 or less net taxable income (NTI): If you are an independent student (single) without tax dependents.

Course Applicability and Other Academic Requirements

Credit-bearing courses must consist of courses applicable to the student’s program of study as a general education requirement, major requirement, or elective as described in this Bulletin. Electives are acceptable when taken in accordance with published degree requirements. A student may take courses not applicable to a degree in a given semester as long as the coursework is above the minimum full-time requirement of 12 credits. Undergraduate students may receive up to eight TAP payments for eight semesters; SEEK or approved five-year program students may receive up to 10 TAP payments for 10 semesters.

To receive each TAP payment, a student must:

• meet the eligibility requirements outlined above,

• have completed a specific number of credits in the previous TAP semester,

• have accumulated a specific number of credits toward his or her degree,

• maintain a specific minimum grade point average,

• have declared a major by the time he or she completes 60 credits, and

• meet specific academic standards.

Students’ academic progress and pursuit requirements will be evaluated depending on when they received their first TAP payment and whether they are in a remedial program.

TAP progress and pursuit chart (New York State TAP Satisfactory Academic Progress)

For New York State financial aid purposes, good academic standing consists of two elements: satisfactory academic progress and pursuit of program. Satisfactory academic progress (SAP) is a measure of the student’s achievement, of earning credits toward a degree or certificate with a specified GPA. Pursuit of program is a measure of the student’s effort to complete a program.

New York State regulations require each institution participating in New York State student financial aid programs to determine whether a student is in good academic standing based on a standard of SAP defined as:

• a minimum number of credits to be accrued (earned), and

• a minimum cumulative GPA in each term an award payment is received.

The progress standard is most clearly presented in charts below. New York State regulations require a minimum cumulative C (2.00) average after a student has received four full-time semester award payments or the equivalent (24 payment points).

Effective since the 2010–11 academic year, New York State Education Law requires that a nonremedial student whose first award year was in 2010–11 or thereafter must meet revised standards of New York State SAP. These standards are applicable to most students currently attending Brooklyn College.

Nonremedial students whose first year was 2007–08 through 2009–10 must meet the SAP requirements enacted in 2006. Those meeting the definition of “remedial student” are not subject to the new SAP standards but will use the requirements established in 2006. The law enacted in 2006 mandated minimum standards of satisfactory academic progress for students receiving their first state award in the academic year 2006–07.

Students who meet the definitions in the Americans for Disability Act (ADA) as disabled may be eligible under the TAP chart applicable for ADA students if enrolled part-time.

One-time TAP waiver

Regulations permit undergraduate students to receive a onetime waiver of the good academic standing requirement as an undergraduate student provided that there are extenuating circumstances and that the waiver is in the best interest of the student. Reasons for granting a waiver may include:

• personal illness involving either hospitalization or extended home confinement;

• illness in the immediate family requiring your absence from classes for an extended period of time;

• emotionally disabling condition that prevented you from attending classes;

• change in working conditions of your job on which you and your family are dependent; and

• military duty, incarceration or other involvement with agencies of government.

Waiver of C-average requirement

Unlike the good academic standing waiver, it is possible, should circumstances warrant it, for a student to receive more than one C-average waiver. The C-average requirement may be waived for undue hardship based on:

• death of a relative of the student;

• personal injury or illness of the student; or

• other extenuating circumstances.

Academic Progress and Pursuit Charts

First-Time TAP Recipients: 2005–06 and Prior, Nonremedial and Remedial Students

First-Time TAP Recipients: Who Are SEEK or During the 2007–08 to 2009–10 Academic Years, Plus Remedial Students

First-Time TAP Recipients From 2010 and Thereafter, Nonremedial Students

Students Who Qualify Under the Americans with Disabilities Act and Enroll Part Time

Repeated Courses

Repeated courses in which you have already received a passing grade cannot be included in meeting the TAP fulltime study requirement unless:

• You repeat a course for additional credit (e.g., certain seminar courses).

• You need to meet a minimum grade requirement for that course. (Check the Brooklyn College Bulletin or specific department. GPA requirements do not count.)

New York State Excelsior Scholarship

The New York State Excelsior Scholarship, in combination with other student financial aid programs, allows students to attend a SUNY or CUNY college tuition-free. Note that fees are not covered by this scholarship.

Recipients of the Excelsior Scholarship may receive up to $5,500 or actual tuition, whichever is less. The maximum scholarship will be reduced by the amount of certain other student financial aid awards that an applicant has received or will receive for the academic year, including, but not limited to, a New York State Tuition Assistance Program (TAP) award and/or Federal Pell Grant. Students who have aid from other grant programs that fully cover their tuition will not receive an Excelsior Scholarship applied to their tuition.

A recipient of an Excelsior Scholarship is eligible to receive award payments for not more than two years of full-time undergraduate study in a program leading to an associate’s degree or four years of full-time undergraduate study, or five years if the program of study normally requires five years, in a program leading to a bachelor’s degree.

Students must live in New York State for the length of time they receive the award. Failure to meet these requirements will result in the conversion of the award to a no-interest loan.

Eligibility

To be eligible for the New York State Excelsior Scholarship, a student must:

• be a resident of New York State and have resided in New York State for 12 continuous months prior to the beginning of the term;

• be a U.S. citizen or eligible noncitizen;

• have either graduated from high school in the United States, or earned a high school equivalency diploma, or passed a federally approved “Ability to Benefit” test, as defined by the Commissioner of the State Education Department;

• have a combined household (student and parent) federal adjusted gross income of $125,000 or less;

• be pursuing an undergraduate degree at a SUNY or CUNY college, including community colleges and the statutory colleges at Cornell University and Alfred University;

• be enrolled in at least 12 credits applicable toward their degree program per term and complete at least 30 credits each year (successively);

• if attended college prior to the 2021–22 academic year, have earned at least 30 credits each year (successively), applicable toward his or her degree program prior to applying for an Excelsior Scholarship;

• be in a nondefault status on a student loan made under any New York State or federal education loan program or on the repayment of any New York State award;

• be in compliance with the terms of the service condition(s) imposed by a New York State award that he or she have previously received;

• execute a contract agreeing to reside in New York State for the length of time the award was received, and, if employed during such time, be employed in New York State; and

• apply for the FAFSA, and New York State TAP, every year.

For first-time recipients, file a New York State Excelsior scholarship application.

The Brooklyn College webpage and the New York State Higher Education Services Corporation webpage contain further information.

Other New York State Student Financial Aid programs

Information on the following scholarships and awards administered by the Higher Education Services Corporation of New York State is available on the HESC website.

• Veterans Tuition Awards (VTA)

  • Eligible students are those who are New York State residents discharged under honorable conditions from the U.S. armed forces and who are:

    • Vietnam veterans who served in Indochina between February 28, 1961, and May 7, 1975.

    • Persian Gulf veterans who served in the Persian Gulf on or after August 2, 1990.

    • Afghanistan veterans who served in Afghanistan during hostilities on or after September 11, 2001.

    • Veterans of the armed forces of the United States who served in hostilities that occurred after February 28, 1961, as evidenced by receipt of an Armed Forces Expeditionary Medal, Navy Expeditionary Medal or Marine Corps Expeditionary Medal.

• New York State Memorial Scholarship for Families of Deceased Firefighters, Volunteer Firefighters, Police

• Officers, Peace Officers, and Emergency Medical Service Workers

• New York State World Trade Center Memorial Scholarships

• New York State Aid to Native Americans

• Flight 587 Memorial Scholarships

• Flight 3407 Memorial Scholarships

• Military Service Recognition Scholarships

• New York State Math & Science Teaching Incentive Scholarships

• New York State Scholarships for Academic Excellence

• New York State Volunteer Recruitment Service Scholarships

• New York State Regents Awards for Children of Deceased and Disabled Veterans

• New York State Science, Technology, Engineering and Mathematics (STEM) Incentive Program

Aid for Part-time Study (APTS)

This New York State grant is available to qualified undergraduate part-time matriculated students who have resided in the state for at least a year and meet stipulated economic criteria. There are also certain degree and progress/pursuit (academic) requirements that need to be satisfied in order to qualify. APTS recipients are subject to the same requirements for good academic standing that govern the TAP program (see the TAP charts, above). You must demonstrate program pursuit every semester you receive an APTS award and meet the academic progress standard every two semesters. Failure to meet these requirements will result in the loss of your APTS eligibility.

To be considered for APTS, you must:

• be a legal resident of New York State and have resided in New York State for at least 12 continuous months prior to the start of the term;

• have graduated from a high school in the United States, or earned a high school equivalency diploma by passing a Test Assessing Secondary Completion (TASC) formally known as a GED, or passed a federally approved “Ability to Benefit” test as defined by the Commissioner of the State Education Department

• be enrolled as a part-time student;

• be matriculated in an approved program of study in a participating New York State postsecondary institution;

• be in good academic standing;

• be charged at least $100 tuition per year;

• meet income eligibility limitations;

• not have exhausted TAP eligibility; not be in default on a student loan made under any New York State or federal education loan program or repayment of any New York State award and;

• be in compliance with the terms of any service condition imposed by a New York State award.

Definition of Part-Time for APTS

For this APTS, part-time study means being enrolled for at least three but fewer than 12 semester hours per semester. Students may receive PTAP and APTS at the same time.

Students who receive PTAP and APTS simultaneously may use more than six TAP points in a given semester. The maximum TAP points a student can use per academic year is 12. Therefore, students who receive APTS and PTAP may have a reduced full-time payment in a subsequent or later term.

Income Limits

Eligibility for an APTS award is based on New York State net taxable income; federal, state, or local pension income; and private pension and annuity income, if applicable, from the preceding calendar year.

• For students who were eligible to be claimed as tax dependents by their parents, family New York State net taxable income may not exceed $50,550. Family income includes student and parent income.

• For students who were not eligible to be claimed by their parents as tax dependents, their New York State net taxable income (including spouse’s income) may not exceed $34,250. The spouse’s income must be included if they were married on or before December 31 of the previous calendar year.

• For students who were not eligible to be claimed by their parents but were eligible to claim tax dependents other than self and/or spouse, their New York State net taxable income (including spouse’s income) may not exceed $50,550. The spouse’s income must be included if they were married on or before December 31 of the previous calendar year.

How do I apply?

1. Apply for APTS by filing a FAFSA. (Be sure to indicate Brooklyn College as one of your college choices.)

2. Apply for TAP. You must also submit the New York State TAP application in order to be considered for an APTS award.

3. Complete the CUNY supplement form located in CUNYfirst, under Student Center—Finances section— Financial Aid—Supplement Form.

Application Deadline

You must complete the APTS application process before the fourth week of the semester (generally by September 30 for the fall and March 1 for the spring; however, these dates can fluctuate based on university guidance) in order to receive an APTS award. You must also complete the CUNY supplement form in CUNYfirst.

The Senator José Peralta New York State DREAM Act

The Senator José Peralta New York State DREAM Act gives undocumented and other students access to New York State–administered student financial aid to support their higher education costs.

Step 1: Determine if You Qualify Under the Law. A complete outline of the eligibility criteria for the New York State DREAM Act is available on the New York State Higher Education Services Corporation (HESC) website.

Step 2: File the New York State DREAM Act Student Aid Application.

Step 3: Approval or Denial. After you complete the DREAM Act application, you will receive an email from New York State indicating that you are either approved to apply for TAP under the DREAM Act or you are denied. If you are denied you may still be eligible for the DREAM.US Scholarship. Students who are approved can also apply for the DREAM.US Scholarship. The remaining step only applies to a student who has been approved under the New York State Dream Act.

Step 4: File the TAP Application (see above).

CUNY Grants and Programs

The Percy Ellis Sutton SEEK Program

SEEK (Search for Education, Elevation and Knowledge) is the higher education opportunity program of the senior colleges of the City University of New York. It provides special academic, financial, and counseling assistance to students entering college for the first time.

All SEEK students must demonstrate and document financial need as a condition of entrance into the program. The SEEK program offers financial assistance to help students in the program with such expenses as books, college fees, and transportation.

Prospective students must have:

• a high school diploma as well as a high school average less than that normally required for admission to Brooklyn College (usually around an 80 CAA) or a New York State high school equivalency diploma or its equivalent from another state,

• resided in New York State for at least one year prior to application,

• not previously attended an institution of postsecondary education, except in the case of veterans who are permitted up to 18 credits earned during or prior to their tour of duty in the armed forces, and

• a gross family income in the qualifying range.

Macaulay Honors College (MHC) Program

Macaulay Honors College at CUNY is a highly selective college where New York’s most promising students receive the financial and academic support to realize their leadership potential and graduate debt-free. Students with in-state residency for tuition in the MHC program, whose tuition is not covered by federal, state, or other aid programs, will receive a tuition waiver, which covers tuition only. Students are still responsible for paying college fees. The waiver funds up to eight semesters of course work and student must be full-time (12 or more credits of enrollment) to receive the waiver. To receive the waiver, students must file a FAFSA and TAP application each year. DREAM Act eligible students must file a TAP application under the New York State DREAM Act.

The Peter F. Vallone Academic Scholarship

The Peter F. Vallone Scholarship is available to New York City high school graduates who have proven their ability to succeed academically while in high school. They must maintain academic progress and enroll full-time each semester to retain the scholarship each academic year. Students may receive $700 per year ($350 per semester). Funding is determined by the New York City Council, and the scholarship award amount is subject to change based upon an allocation provided each academic year. Once Brooklyn college has reached its allocation amount, no additional recipients can receive the grant.

How to apply

There is no separate application for the scholarship. Students are automatically considered for the grant when they apply for admission to CUNY.

Qualification requirements

To qualify, a student must:

• be a U.S. citizen or eligible noncitizen,

• be a resident of New York City,

• graduate from a New York City high school with at least an 80 (B) GPA,

• enroll at a CUNY college as a full-time student within one year of graduating from high school,

• register as a full-time student each semester (except summer) and maintain at least a 3.00 cumulative GPA, and

• attend CUNY before attending any other post-secondary institution.

Pursuit and Progress

• Students must maintain continuous full-time (12 credits) enrollment within the City University of New York system.

• Students must maintain a cumulative GPA of at least 3.00 that is calculated once a year at the end of the spring semester.

• Students pursuing an associate’s degree may receive the scholarship for a maximum of six semesters. Those seeking a bachelor’s degree are limited to eight semesters of eligibility.

Note that the grant is not restored once it has been lost.

Other Aid Programs

Veterans/Dependents of Veterans Administration Educational Assistance

Information about Department of Veterans Affairs educational benefits under the GI Bill and for post–Vietnam-era veterans may be obtained from the Department of Veterans Affairs and from the Brooklyn College Veteran and Military Programs office, 1407 James Hall, 718.951.5105, veteransaffairs@brooklyn.cuny.edu. Federal veterans educational benefits are described on the Department of Veteran Affairs benefits webpage.

New York State Veterans/Dependents of Veterans Educational Assistance

New York State also offers financial educational assistance to veterans through the Veteran’s Tuition Award (VTA) and other state programs. A comprehensive listing of veteran or dependent of veterans financial assistance programs for education is available on the Veterans Financial Aid webpage.

Federal Work-Study Program (FWS)

Federal Work-Study (FWS) is a financial aid program that allows eligible students to earn an hourly wage for work performed at approved sites at the college or at public or other nonprofit agencies. Students may work up to 20 hours per week while maintaining enrollment for a minimum of six credits in their division of matriculation.

To utilize Federal Work-Study, students must first file a FAFSA, be packaged with and accept the FWS offer on their CUNYfirst financial aid package.

Federal Work-Study is a limited financial aid program. As a result, not all students who meet the income and eligibility requirements will receive an offer. Therefore, students who do not accept their Federal Work-Study offer will have the offer cancelled so that other eligible students can be considered for the program. Students without a Federal-Work Study offer who are interested in the FWS program should meet with a financial aid adviser for financial aid planning.

In addition to accepting the FWS offer, students must complete the work-study placement process and hiring. This process requires students to submit the following documents through the Dynamic Forms platform that are required for the hiring process. The forms and systems used to participate in the FWS program are outlined in the Federal Work-Study Student Process Guide.

Students can begin working only once they and their supervisor have been hired by a supervisor and receive the “hire approval” email from the Office of Financial Aid.

Timesheets are completed and submitted bi-weekly in the Timesheet/X system. Students should coordinate with their supervisor to ensure timesheets are submitted prior to the deadline to avoid delay in payment. Due to technical reasons, timesheets that are received after the deadline will be processed on the subsequent pay cycle.

Students may not continue work under the following situations:

• When the allocation of their FWS offer runs out

• At the same time when their classes are scheduled

• If they cease enrollment

• After the semester ends (for eight-week programs when the eight-week program ends)

• If there are reductions in their financial need/cost of attendance.

More information on this program is available through the Federal Work-Study FAQ.

Federal Direct Student Loans

Unlike grants or Work-Study, loans are a type of financial aid that you must pay back with interest. Interest rates for federal direct loans are determined annually and are fixed for the lifetime of the loan. Repayment typically begins six months after your studies have been completed, or if you fail to be enrolled for at least six credits. The amount of the loan you decide to borrow should be determined only after all available grant-aid has been applied for. Federal loans are available only to matriculated students who are enrolled for a minimum of six credits. Federal Direct Loans may be forgiven after a period of time if the student is employed in a public service position after graduation. For more information about Federal Direct Loans, visit the Federal Student Aid Portal.

William D. Ford Direct Loan Program

Federal Direct Loan programs consist of interest-bearing loans and are available to both undergraduate and graduate students. Each loan carries a small origination fee, which is deducted from the loan at the time of disbursement. Details about current-year interest rates and fees are available on the Federal Student Aid website.

Federal Direct Subsidized Loans

Subsidized loan eligibility is based upon financial need as determined when you file your FAFSA. The interest is subsidized (paid) by the federal government until you complete your degree or if you enroll less than half-time (six credits). The loan interest rate can vary from year to year as determined annually by Congress; however, the interest rate for a specific year is fixed for the lifetime of the loan.

There are annual and lifetime borrowing limits for the subsidized loan. A complete outline of the borrowing limits is available on the Federal Student Aid Portal and in the chart below.

Federal Direct Unsubsidized Loans

Interest accrues from the time the loan is disbursed. Therefore, unlike the subsidized loan, the unsubsidized loan builds interest while the student is enrolled. To keep interest from accumulating, students can make interest payments while they are enrolled. The loan interest rate can vary from year to year as determined annually by Congress; however, the interest rate for a specific year is fixed for the lifetime of the loan. For more information, visit the Federal Student Aid Portal.

There are annual and lifetime borrowing limits for the subsidized loan. A complete outline of the borrowing limits is available on the Federal Student Aid Portal and in the chart below.

How much can I borrow?

The annual borrowing maximums for the subsidized and unsubsidized loans are subject to the student’s dependency status as determined when filing the FAFSA and to reduction if the loan amount and all other aid received within the aid year exceed the cost of attendance. The numbers in the chart below represent only the maximum amounts that federal government permits to be awarded, not what may actually be packaged following a loan request. The reason for this is that, for the subsidized loan, both financial need and other aid need to be compared to the cost of attendance. For the unsubsidized loan, financial need is not a factor, but the total amount of aid cannot exceed the cost of attendance and a loan amount may need to be reduced to ensure that total aid awarded does not exceed the cost of attendance. For more information, visit www.studentaid.ed.gov.

Aggregate (Lifetime) Undergraduate Loan limit

Dependent students: $31,000. No more than $23,000 of this amount may be in subsidized loans.

Independent students: $57,500. No more than $23,000 of this amount may be in subsidized loans.

Federal Direct Loan proration

Federal regulations require that when an undergraduate student is enrolled in a program that is one academic year or more in length, but is in a remaining period of study that is shorter than a full academic year, the loan must be prorated. Students who graduate in the summer session or fall semester will have their loans prorated by the formula established by federal law.

Federal Direct Parent PLUS Loan Program

Parents of dependent undergraduate students may borrow up to the cost of attendance minus any other financial aid resources (grants, scholarships, and other loans) under the PLUS Loan Program. Loans may not exceed the cost of attendance less financial aid.

Applicants for the Parent PLUS Loan are required to:

• be the biological or adoptive parent of the student,

• meet all of the basic eligibility criteria for federal student aid (such as be a U.S. citizen or eligible noncitizen, not be in default on a federal loan etc.), and

• not have an adverse credit history as defined by the U.S. Department of Education and pass a credit check.

Additionally, for the parent to be able to borrow, the student must also:

• complete the Free Application for Federal Student Aid (FAFSA),

• be considered dependent based on the FAFSA criteria,

• be matriculated as a degree-seeking undergraduate student,

• be enrolled for at least half-time (six or more credits), and

• still have expenses in their Cost of Attendance not already covered by other financial aid resources.

Unlike the subsidized and unsubsidized loans, the Parent PLUS Loan does not have an annual or lifetime maximum. The loan is, however (as noted above), limited by the Cost of Attendance. Dependent undergraduate students whose parent is ineligible for the PLUS Loan due to adverse credit history may be eligible to borrow the additional unsubsidized loan amount available to Independent undergraduate students.

Private educational alternative student loans

Unlike Federal Direct Loans, this type of loan is available to nonmatriculated students, international students, students attending less than half-time, and students who have reached their federal aggregate or annual loan borrowing limits. Alternative loans are credit-based, private education loans facilitated by a nongovernmental private lender. Students interested in alternative loans may borrow up to the full cost of their education minus all other aid. However, alternative loans generally carry a significantly higher interest rate because it is based upon individual credit score. These loans also do not have the benefit of the Federal Direct Loan repayment plans, public service loan forgiveness, or federal student loan consolidation options available to Federal Direct Loan borrowers.

Direct Loan Undergraduate Borrowing Chart (from https://www.studentaid.gov)

Withdrawing

Circumstances may necessitate withdrawing completely from Brooklyn College for a semester in which you have already begun attending. Withdrawing from all courses impacts your financial aid differently depending on when the withdrawal is initiated and the type of financial aid you have received. However, in all cases, if you withdraw from all your courses, your financial aid must be recalculated.

Return of Title IV funds formula

Federal financial aid (sometimes called “Title IV aid” because it is Title IV of the Higher education Act of 1965) is recalculated based on the number of days attended, using total federal aid and total institutional charges. The percentage of unearned aid to be returned is equal to the number of days remaining in the semester divided by the number of calendar days in the semester. If you initiate an official complete withdrawal after the 60% point in the semester, you will have earned 100% of the aid you received for that semester. The date of withdrawal is counted as a completed day. Scheduled breaks of more than five consecutive days within a semester are excluded.

If a return of Title IV aid is required, Brooklyn College will return the unearned portion of Title IV financial aid to the federal programs on behalf of the student. Any return of financial aid funds made by the college on behalf of the student will be charged to the student’s account resulting in a balance that the student will need to pay to the college. Payment for these charges is due on demand. Please pay the Brooklyn College Bursar’s Office directly for these charges, not the U.S. Department of Education.

If you are one of the few students who are eligible for a post-withdrawal disbursement for a loan, you will receive notification of your eligibility, which must be returned within 14 days from the date of the notice, or the offer will be rescinded. Students are strongly encouraged to ensure that the mailing address on file with Brooklyn College is always correct.

Title IV funds included under Title IV of the Higher Education Act are Federal Pell Grants, Federal Direct Loans, Federal PLUS Loans, Federal Supplemental Educational Opportunity Grants (FSEOG), Federal Work-Study, and any other type of federal financial aid.

Note that any Pell funds disbursed as a result of a return of Title IV Funds calculation will be added toward your overall Lifetime Eligibility Usage (LEU).

For purposes of complete withdrawal and the Return of Title IV Funds Formula, Federal Work-Study is not considered. However, in all cases of total withdrawal, you cannot of withdrawal. Also, any students whose enrollment falls below six credits because they drop/withdraw (officially or unofficially) or stop attending classes must stop working immediately. Students are responsible for notifying their site supervisor regarding changes in class schedule/enrollment and the FWS staff at the Office of Financial Aid. If you have further questions specifically regarding FWS and the impact of withdrawing, contact the FWS staff at 718.951.5178 or .5816, or via email.

Impact on Financial Aid From Official Withdrawal

Depending upon the date of withdrawal, certain situations and recalculations of federal aid may apply:

• If the semester has not yet begun and you drop or cancel your registration, any financial aid transmitted to your account will be removed. However, failure to cancel your registration and failure to attend classes will result in the cancellation of your financial aid and you will be

  responsible for tuition and fee charges.

• If you drop all classes prior to the first day to officially withdraw (always check the academic calendar for each individual semester for these important dates) you may also be billed for tuition charges for that semester (see the bursar’s tuition liability schedule).

• If you officially withdraw before the 60% point of the semester has lapsed, the Office of Financial Aid will recalculate your Title IV aid based on the Federal Return of Title IV Funds Formula. You will be responsible for any balance due to the college for that term. In addition, depending on your college entry date, there is a possibility that you may not qualify for federal aid or state aid in future semesters. See Satisfactory Academic Progress, below.

• If you officially withdraw after the 60% point of the semester, you will not be required to return any Title IV aid you received for the semester up to the point of withdrawal. Note that any disbursed Pell funds will be added toward your overall Lifetime Eligibility Usage (LEU) and any federal direct loan funds used will apply toward your annual and lifetime aggregate limits.

• Federal Direct Loans will be subject to a Return of Title IV Funds calculation for the current semester. However, if funds have not yet been disbursed for the current and future semesters within the same academic year, the college will cancel your loan. Also, if your enrollment status drops to less than half-time (six credits), your loan will be cancelled.

• If you have an outstanding balance on a Perkins and/or Federal Direct Loan, the date on which you drop to less than half-time is the date used for the start of your grace period; you will go into repayment as soon as six months afterward. Let your lender(s) know when you drop to less than half-time.

• Each time you withdraw or drop to less than half-time, you must complete federal Exit Counseling for any of your Federal Direct Loans, which will go into repayment six

  months after you are less than half-time.

• Courses attempted prior to withdrawal from Brooklyn College will count in the calculation of Satisfactory Academic Progress (SAP). SAP is calculated annually and is checked when you reapply for financial aid. You could be denied future aid if you do not meet the standards of SAP.

Impact on Financial Aid From Unofficial Withdrawal

If you stop attending classes and do not initiate an official withdrawal, you will incur significant financial aid penalties, including full or partial cancellation of the financial aid you received for the semester. Therefore, it is critical that you initiate an official withdrawal prior to the end of the semester and that you keep your personal information current with Brooklyn College.

• Federal Direct Loans will be subject to a Return of Title IV Funds calculation for the current semester. However, if funds have not yet been disbursed for the current and future semesters within the same academic year, your loan will be cancelled by the college. Also, if your enrollment status drops to less than half-time (six credits), your loan will be cancelled.

• Courses attempted prior to withdrawal from Brooklyn College will count in the calculation of Satisfactory Academic Progress (SAP). SAP is calculated annually and is checked when you reapply for financial aid. You could be denied future aid if you do not meet the standards of SAP.

• If you have an outstanding balance on a Perkins and/or Federal Direct Loan, the date on which you drop to less than half-time is the date used for the start of your grace period; you will go into repayment as soon as six months afterward. Let your lender(s) know when you drop to less than half-time.

• If you withdraw or drop to less than half-time, you must complete an Exit Counseling for your Federal Direct Loan, which will go into repayment six months after you are less than half-time.

Withdrawal Never Attended

A WN grade (withdrew never attended) is given to students who never began attendance in a course. Students will be considered not to have earned federal grant aid for any course that has a WN grade. Any grant aid awarded on the basis of attending that course will be cancelled and students will be liable for the tuition.

Withdrawal Drop

A WD grade is assigned for officially dropping a course during the add/drop period but after the seventh day of the semester. If a student drops or withdraws from all classes, a Return of Federal (Title IV) Funds (R2T4) calculation will be performed.

If this calculation is required, Brooklyn College will return the unearned portion of Title IV financial aid funds to the federal program(s) on behalf of the student. Any return of financial aid funds made by the college on behalf of the student will be charged to the student’s account, resulting in a balance that the student will need to pay to the college. Payment for these charges is due on demand.

Federal Satisfactory Academic Progress (SAP) Standards for Federal (Title IV) Financial Aid

Brooklyn College students must meet the qualitative and quantitative Satisfactory Academic Progress (SAP) standards, as defined by the U.S. Department of Education and Brooklyn College, in order to remain eligible for federal financial aid.

Federal aid programs governed by these regulations are:

• Federal Pell Grant

• Federal Supplemental Educational Opportunity Grant (FSEOG)

• Federal TEACH Grant

• Federal Work-Study (FWS)

• Federal Direct subsidized and unsubsidized loans

• Federal Direct Parent Loan for Undergraduate Students (PLUS)

• All other Title IV aid programs

Definition of SAP

SAP is defined in three components:

• Qualitative Standard: GPA

• Quantitative Standard: Pace of Progression

• Maximum Time Frame

Qualitative Standard: GPA

Undergraduate students must achieve the following grade point averages (GPA):

• 1–12 credits: 1.50

• 13–24 credits: 1.75

• 25 or more credits: 2.00

The regulations also stipulate that, if enrolled in an educational program of more than two academic years, a student must have a GPA of at least 2.00 or the equivalent at the end of the second academic year. This means that a student must maintain a minimum 2.00 GPA after being at the school for four semesters or six quarters without regard to enrollment status and superseding the above requirements.

Quantitative Standard: Pace of Progression

For baccalaureate programs, accumulated (or earned) credits must be equal to or greater than a certain percentage of the total credits attempted. For more information on this standard, visit the Brooklyn College financial aid website.

Qualitative Standard: Maximum Time Frame

Students may not attempt more than 150% of the credits normally required for completion of their degree program. Therefore, for a 120-credit program you could only attempt 180 credits. Beyond that credit amount will cause a failure to meet SAP.

Determination of Cumulative Attempted Credits and Cumulative Earned Credits

Attempted credits, as defined in this section, pertain to the courses and credits that must be included to calculate pace of progression and maximum time frame. The accumulation of attempted credits usually reflects the semester course enrollment maintained in a student’s permanent record at the college and will usually reflect a student’s enrollment as of the last day to add a class (also called the Form A date). Accumulated credits should reflect credits that the student has earned toward the completion of the degree program in which the student is enrolled.

In applying the Federal (Title IV) SAP standard, the college must address how the following types of courses, situations, and procedures may affect a student’s GPA and pace of progression:

Withdrawals

Because the last date to add a class (also called the Form A date) usually reflects a student’s course load for the term, net of program adjustments, withdrawals as part of the program adjustment period (i.e., “drops”) will not be included as cumulative attempted credits. Withdrawals that are recorded on a student’s permanent record will be included as cumulative attempted credits and will have an adverse effect on the student’s ability to meet the pace of progression standard.

Note: Retroactive “nonpunitive” administrative withdrawal activity may result in the requirement for the student to repay any assistance received as a result of the student’s enrollment at the time of receipt of the student assistance funds.

Incomplete grades

Courses with incomplete grades are included as cumulative attempted credits. However, these courses cannot be used as credits accumulated toward the degree because successful completion is the criterion for positive credit accumulation (i.e., earning the credit). If the student fails to meet the pace of progression standard due to a lack of successful completion grades for incomplete courses, the recording of successful completion grades within a term that brings the accumulated credit level to the appropriate standard will restore eligibility for the term and subsequent terms within the academic year.

Repeated courses

Successfully completed courses can generally be accepted toward degree requirements once. However, each time a student attempts a course, even if that course is part of a forgiveness or amnesty policy whereby credits attempted and grades earned in prior semesters are excluded from the GPA, it must be included as part of the cumulative attempted credit record for the measuring of pace of progression. Therefore, repeated courses, regardless of the prior grade, reduce a student’s capacity to meet the pace of progression standard.

Note: The regulations allow students to receive Title IV aid for one-time repeat of a previously passed course as long as the student is again receiving credit for the course. Should the student subsequently fail the course, any additional attempt of that course cannot be included in the student’s enrollment status for federal (Title IV) assistance. There is no regulatory limit on the number of times a student may be paid to retake a failed course, unless the student has also previously passed that course.

Transfer of credit

Transfer students from colleges inside and outside of CUNY shall have their pace of progression status initialized for purposes of Satisfactory Academic Progress measurement by using the number of credits determined to be acceptable toward the degree as both cumulative attempted credits and cumulative earned credits.

Treatment of nonstandard situations

Readmitted students

A student not making SAP cannot re-establish eligibility for Title IV program assistance by re-enrolling after a one-year or longer period of non-enrollment. Upon readmission after any period of non-enrollment, the student’s Title IV progress standing must be re-evaluated for SAP under the standard as the record stood at the end of his or her last term of attendance. If the student has taken any action during the period of non-enrollment that would bring him or her into compliance with the progress standard (e.g., successfully completing transferable courses at another institution during the period of absence), this should also be factored into the reassessment. If the readmitted student has not taken any such action, or if the action taken is not sufficient to bring the student back into compliance with the progress standard, the student remains on financial aid suspension and must file a successful appeal to re-establish eligibility.

Second-degree students

A student enrolling for a second baccalaureate shall have their pace of progression status initialized for purposes of Satisfactory Academic Progress measurement by using the number of credits determined to be acceptable toward the degree as both the student’s cumulative attempted credits and cumulative earned credits.

Change of major

Students who change majors within the same degree or certificate program must complete the degree within the maximum time frame, unless the college has allowed for such changes by establishing various time frames for different programs leading to the degree or by individually re-evaluating the time frame for these students.

Change of degree

If a student changes his or her objective and begins pursuing a different degree or certificate, the college may make the student subject to the maximum time frame it establishes for the new objective without regard to time spent pursuing the previous degree or certificate. The college also has the flexibility to develop a policy that is more restrictive and limits the student to an overall time frame for the completion of their studies.

Additional federal SAP Requirements

The following points are required by the U.S. Department of Education:

• Student records are reviewed annually each academic year after the spring semester. A student who is found to be deficient in one or more components as defined above is placed on financial aid suspension and is ineligible for any future federal financial aid immediately. A student who is ineligible has the right to appeal to reestablish eligibility if there are extenuating circumstances that contributed to the deficiency.

• First-year students must earn a minimum of a 1.50 GPA within their first 12 credits and a 1.75 by their 24th. Continuing students at 25 or more credits must earn a minimum of a 2.00 GPA.

Satisfactory Academic Progress (SAP) Appeal

The Office of Financial Aid has established an appeal process for suspension of financial aid related to satisfactory academic progress. All students failing SAP will be notified of their SAP status. Students who have failed to meet the requirements and wish to submit an appeal must complete the Satisfactory Academic Progress Appeal Form. Any student who wishes to appeal his or her financial aid suspension should review the instructions and submit the SAP Appeal Dynamic Form.

Appeals are considered only for extenuating situations that can be documented. All appeal submission must include adequate supporting documentation. Students who appeal will be considered for the following reasons:

• serious physical or mental illness of the student,

• serious physical or mental illness of a member of the student’s immediate family,

• death of a member of the student’s immediate family, or

• other documentable extreme circumstances.

The circumstance must have occurred during the time the student struggled academically. All appeals must have documentation of the circumstances claimed in the appeal. Approved appeals can result in no more than one term of financial aid eligibility. Students whose appeals are approved are granted one term of financial aid probation. For continued eligibility, students must resolve all SAP deficiencies and/or meet the terms of their academic plan during the period of probation. Students who cannot mathematically resolve all deficiencies within one term and/or who fail to meet the terms of their academic plan will once again become ineligible for federal financial aid.

There is no limit to the number of times a student may follow the financial aid appeals procedure. Although a student may file only one appeal per payment period (semester), additional appeals to extend financial aid probation to subsequent semesters must vary in nature from the originally appealed and approved appeal reason, or show cause as to how it may still remain relevant.

As in the original appeal, the student would indicate the mitigating circumstances, the reasons why SAP was not achieved, and what has ensured or will ensure that the student will be able to meet SAP at the next evaluation via an academic plan.

Re-establishing eligibility

Other than having eligibility restored through filing a successful appeal, a student on financial aid suspension may regain eligibility by taking action that brings the student into compliance with the appropriate progress standard. The mere passage of time is insufficient to restore federal student aid (Title IV) eligibility to a student who has lost eligibility due to not meeting the SAP standard. Therefore, students may not re-establish eligibility solely by leaving the college for at least one year because this action, by itself, would not bring the student into compliance for federal SAP.

Students who choose to remain enrolled without receiving federal student financial aid may request a review of their academic record after any term in which they were on financial aid suspension to determine if they were able to reattain appropriate standard.

Financial Aid Appeals

The following financial aid appeals are available at Brooklyn College:

• Federal Special Circumstances—This includes students/families who have had a significant change in income/economic circumstances and/or expenses not accounted for when the FAFSA was filed.

• Federal Unusual Circumstances—Conditions that justify an adjustment to a student’s dependency status based on a unique situation (e.g., human trafficking, refugee or asylee status, parental abandonment, or incarceration), more commonly referred to as a dependency override.

• Homeless Unaccompanied Determination—If you do not live with your parents and are homeless or are at risk of homelessness, and you are not independent on the FAFSA.

• Parent FAFSA Refusal—If you have parental contact but do not live with your parents, are not supported by your parents, and your parents refuse to provide parental information on the FAFSA.

• Federal SAP Appeal—Appealing to reestablish aid eligibility after being placed on financial aid suspension due to failing to meet academic progress standards (see above).

• New York State TAP Waiver Appeal—A one-time appeal for students failing to meet academic progress and pursuit requirements for New York State aid TAP. Students with a failing GPA may appeal more than once (see TAP section above).

• Unusual Enrollment History (UEH) Appeal—Students who are determined to have an unusual enrollment history based on their academic transcripts may appeal the decision if their eligibility is denied after their transcripts have been reviewed by a financial aid adviser.

More information about these appeals and the appeals process is available on the Financial Aid Office Appeals webpage.